What Will Hillary's $5,000 Buy?

Hillary wants to give every new baby $5,000 -- She calls it a "Baby Bond" awww isn't that cute?!! -- Why you ask? She says:

"I like the idea of giving every baby born in America a $5,000 account that will grow over time," said Clinton, "so when that young person turns 18 if they have finished high school they will be able to access it to go to college or maybe they will be able to put that down payment on their first home, or go into business."

$5,000 earning 7% annually for 18 years through the magic of compound interest will equal $17,563 when the kid is ready for college -- not enough for even a year in college at today's rates (assumes no inflation). Or assuming a 20% down payment -- they'll be able to afford a $87,800 home. Good luck finding that!

So the question is: What will $5,000 buy? I guess Hillary is hoping it buys a vote. Will the suckers line up for it?

(PLEEEEZE Al! Please run for President!)